401(k) Plan Consulting for Businesses in Nevada

Choosing and running a retirement plan shouldn’t be overwhelming. MC² Wealth Solutions helps Nevada small business owners set up, manage, and improve 401(k), SEP, and SIMPLE IRA plans—so you can attract talent, maximize your own savings, and meet every regulatory requirement with confidence.

Retirement Plan Design and Setup Made Simple

We analyze your business’s goals and workforce to recommend the right plan—Traditional 401(k), Safe Harbor 401(k), SEP IRA, or SIMPLE IRA. Our guidance ensures you maximize contributions for yourself and your team, optimize matching formulas, and implement plan features that fit your company’s needs. We coordinate with leading providers for recordkeeping and administration while we focus on investment strategy and plan effectiveness.

Fiduciary Guidance and Risk Management

Serving as your plan’s co-fiduciary (3(21) or 3(38)), we share responsibility for investment oversight and compliance, reducing your risk as a plan sponsor. We draft and review your Investment Policy Statement, conduct regular performance reviews, and help you stay up to date with DOL and IRS requirements. With our AIF® credential, you have a partner fully trained in fiduciary best practices and accountability.

Investment Lineup Selection and Ongoing Monitoring

We create a low-cost, diversified fund lineup tailored to your participants, with regular benchmarking and quarterly reviews to keep fees in check and performance competitive. If a fund underperforms or better options arise, we recommend prompt updates. We handle all the research and monitoring, giving you transparent reports and actionable advice.

Compliance Support and Employee Participation

Navigating year-end testing and compliance is easier with our guidance. We design plans to avoid costly IRS issues, recommend features like Safe Harbor provisions, and boost participation with automatic enrollment and employee education. A well-run plan not only meets regulations but actually helps your team build wealth—raising engagement and appreciation for your benefits.

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  • How do I set up a 401k for my small business?

    We evaluate your goals, recommend the best plan type, handle paperwork and provider coordination, and ensure a seamless rollout for your business and employees.

  • What are my responsibilities as a 401(k) plan sponsor?

    Your role includes plan oversight, investment monitoring, and regulatory compliance. We act as your co-fiduciary, sharing these duties and guiding you step by step.

  • 401k vs SEP vs SIMPLE – which is best for my company?

    We compare all options based on your business size and objectives, then recommend and implement the plan that maximizes benefits and reduces administrative burden.

  • How can I keep my plan’s fees low and investments competitive?

    We benchmark fund options, review fees regularly, and update lineups proactively so your plan delivers strong value for both owners and employees.

  • What compliance steps are required to keep my plan in good standing?

    We guide you through all required testing, filings, and plan updates each year—ensuring you stay compliant and penalty-free, without added stress.